This is because the reimbursement rates by insurances is very low, so therapists have to take twice to three times as many clients as they would if clients pay out-of-pocket. Unlike other medical providers, that have a full staff, that help them with intake, diagnosis, blood work, paperwork etc. Many clients are people who do not want a mental health diagnosis to come out in their insurance plans so they prefer paying out-of-pocket. It allows them to keep their mental health diagnosis private.
Finding a good therapist takes time. Kreinberg is a dually licensed therapist, with a specialization in sexology, issues related to depression, anxiety and trauma. She is the founder of the Mind Wellness Center, a center that focuses on creating change in the life of the clients.
Why is therapy so expensive??? Lastly , counseling is expensive because there are many bills to pay: Rent and utilities. State licensure fees, each licensure requires annual fees to be paid. Continuing education courses; these are necessary in order to keep the licenses. Liability insurance. Marketing costs. Fees to maintain certifications and courses to keep them active. Becoming a therapist is a long journey, and because of that, it pays well.
Most of us expect to be compensated for pouring a lot of money into school, and it is no different here. The majority of therapists have a Ph. The entire Ph. To achieve a Ph. This is then followed by training and internship before they can acquire their counseling license. To obtain a license, they undergo 2, to 4, hours of supervised counseling to gain experience.
With all of these factors in mind, it becomes clear why a therapy session can fetch a high price tag. Running a clinic involves considerable expenses that are factored into the price of a therapy session. Similarly, any business will also price its services or goods based on its operating expenses.
Private practices will have to pay for:. Thus, each session has to account for this as well. Prices differ depending on which therapist you are seeing, and the cost differences can be huge. This is typically for a minute session. Counselors will charge for what they feel they are worth, and with public reviews, you will be able to see how fair the prices genuinely are. Each session lasts about 50 minutes. Understandably, people are scared away from seeking the help they need.
Additionally, many people need therapy due to money problems combined with other things they are going through.
If you have tried to find a therapist that accepts health insurance, you likely have realized just how difficult that can be. Additionally, they will have to call the insurance company to ensure they have insurance and call again for payment reimbursement.
In the meantime, we suggest looking into relaxation and meditation. The internet allows people to connect in an instant, including psychiatrists and clients. There are several online therapy sessions to choose them, and many are much cheaper than in-person therapy. Two popular therapy services are Talkspace and BetterHelp.
Both are effective and affordable, and we recommend considering them if you feel that you will need a lot of talk time. If you would prefer face-to-face interaction, video chatting is also available online. This varies widely depending on the company as some charge monthly and some charge per session.
If this still sounds like a pretty penny, you can try 7cups , which is by far more affordable than most options out there. Additionally, they have a volunteer section at no charge to chat with everyday people who are willing to listen. This falls in line with online therapy but is different enough to have its section. Reddit is a massive community with forums called subreddits that cover quite literally anything you can think of. However, the one thing we have forgotten to talk about is the unaffordability of what those suffering from mental health issues need.
It's too expensive to seek help. To be perfectly honest with you — I've been struggling to write this piece all month. I've been telling myself that it's too personal, or too hard to explain, or that I'd probably say something wrong even though I have the best intentions. But then I remembered that writing about stuff like this is why I have a blog in the first place.
Whether it helps or harms what my readers think of me, it's important that I get it off my chest. You see, if you've been reading my blog for the past year, you'll know that I've touched base on my personal experiences with mental health. Almost a year ago, I started to face a lot of struggles. I was sad all the time, and I didn't know why. Situations that I used to be comfortable in started to become difficult. I felt guilty because from anyone else's perspective I should have nothing to complain about.
However, it wasn't going away. In fact, it was getting worse. After seeking help from friends and being faced with the realization that I was putting myself in danger by avoiding the problem, the only option that felt right for me was therapy. I did some research, asked friends for suggestions, and booked an appointment that day.
However, as someone who always has a little bit of cushion in her budget, I knew that the price tag was worthwhile. One week later, as much as I didn't want to go to the appointment, I did.
I spent an hour telling a complete stranger about all of the thoughts in my head that I would never tell anyone else.
I left the appointment feeling drained, but relieved. Over the next five months, I had an appointment every two weeks to keep myself in check and also because it seemed a lot more affordable than once a week. Four of those meetings were luckily covered through my work's health insurance program that I paid for.
Two of them were not. I'm fortunate and thankful for that. However, at my sixth and final appointment with my therapist, I was told that she would be closing her practice within one months time.
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